Property loans

Bank of Mum and Dad

Bank of Mum and Dad and Grandparents becomes essential for first-time buyers, as gifting shifts from inheritance to lifetime giving

Family financial support has become a defining factor in UK homeownership, according to new research from The Private Office (TPO), the UK's largest independently owned Chartered Independent Financial Advice firm.

A survey of 2,126 UK adults aged 45 and over, conducted by TPO in May 2026, found that 97% believe it is difficult or very difficult for young people to buy a home without...