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UK housing affordability set to improve for a fourth consecutive year as income to house price ratio forecast to fall to 8.2

The latest research from London estate agent Benham and Reeves has found that the UK's house price to income affordability ratio is forecast to fall to 8.2 in 2026, marking the fourth consecutive year of improving affordability for homebuyers, following a peak of 9.5 in 2022, when house price growth significantly outpaced earnings.

Benham and Reeves analysed the latest figures on...